Description détaillée du poste

1. KEY RESPONSIBILITIES

• Ensure that there are continuous recommendations on new product development, credit policies/manual/procedural standards review and staff development;
• Ensure that branches follow the bank’s credit policy and manual, BRB guidelines and best practice in appraisal, recommendations and conduct of credit facilities;
• Ensure customer complaints on credit matters pertaining cases you have handled and other assigned are effectively addressed;
• Ensure individual & end-to-end TAT, Vintage, NPL and migration of credit facilities are within the Bank’s targets through high standard of analysis for informed decisions;
• Being responsible for doing the MPR return by 10^th day monthly and any other report reassigned by line manager;
• Ensuring that there are no multiple customer profiles and where you encounter any mark it off, then initiate appropriate disciplinary action against the errant staff;
• Maintain friendly and appealing communication within and without the Unit in dealing with Branches/units, colleagues and customers;
• Keep high level of consultations at all times as you may deem necessary;
• Correct irregularities highlighted in the last Credit Audits to ensure 100% closure;
• Maintain effective monitoring mechanisms on entire Bank portfolio performance based on laid standards, with a view to making appropriate recommendations on the target markets;

2. THE PERSON 

 For the above position, the successful applicant should have:

• University Degree from a recognized institution in Accounting, Finance, Economics and Statistics
• Professional qualification in CFA, CPB, CPA or equivalent as added advantage.
• Minimum of three (3) years’ experience in Credit Analysis/relationship management                   
• Customer Service Skills                          
• Consistent knowledge on Risk Management, Product Development, Credit and Lending, Financial Analysis, Trade Finance, Leasing, Structured Finance, Legal requirements, policies and procedures, People Management Skills.
•    Computer Literacy.        
• Excellent communication and project management skills.
• A dynamic, proactive, decisive person, who can be a change agent. 

                       REQUIRED APPLICATION DOCUMENTS 

1. Your updated CV
2. Degree certificate.
3. A copy of your National ID

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