Description détaillée du poste

FINBANK s.a. is seeking to recruit an experienced, strategic, and results-driven Head of Credit to lead the Bank’s Credit Risk Management.

Key Responsibilities

Oversee development, implementation and updating of the Bank's Credit risk management framework and processes for identification, controlling, managing and reporting credit risk.

Establish appropriate framework for the management of credit portfolio to ensure that the Bank's exposure to credit loss is maintained at minimum levels.

Review and update the Bank's Credit Risk Policies and Procedures; ensure consistent collateral cover to secure the Bank's position.

Review credit facility and analyse the risk of credit related to the facility

Review all transactions related to credit facility in the system to check if conditions and terms are met and correctly recorded; analyse compliance levels on global credit position vis a vis various market segments, identify issues arising and make appropriate recommendations.

Prepare periodic reports to Central Bank and other reports as required by the Bank Establish and implement responsive framework and strategies for timely identification and management of credit delinquencies; monitor regularly credit portfolio to minimize loss and ensure early alert about the accounts that show decline or potential for decline in performance.

Establish appropriate credit administration framework to ensure proper administration of the credit exposure and creation of credit risks to minimize risk of loss.

Authorize/approve facility applications as required after obtaining requisite approval authority when required.

POSITION REQUIREMENTS

Degree in a relevant field

At least 5 years' relevant experience in credit in a banking environment with 3 years' experience in a managerial position

COMPETENCIES AND ATTRIBUTES

• Credit Analysis and Appraisal skills
• Understanding of relevant legal and regulatory requirements.
• Analytical thinking and attention to details
• Leadership and management skills
• Planning and organizing skills, including the ability to prioritize and manage multiple projects simultaneously.
• Excellent Communication (oral and written) and interpersonal Skills
• Problem Solving Skills
• Team player
• Computer Proficiency

APPLICATION

Persons motivated and meeting the above requirements can submit their application including a motivation letter and Curriculum Vitae to hrjobapplication@finbank.bi

SUBMISSION DEADLINE

Applications are open from 26th December 2025 to 4th January 2026.